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Loan Settlement

Loan Settlement Agency

Loan amount starting from Rs 20 Lacs

Nix Advisory’s Loan Settlement service is your gateway to a debt-free future. Everyone deserves a fresh start, and our team is dedicated to guiding you through the process with compassion, expertise, and commitment. We understand that loans can often become overwhelming, and that’s where our best Loan Settlement Agency comes to your rescue. Let us guide you through achieving financial freedom and peace of mind.

  • Personal loan settlement
  • Unsecured loan settlement
  • Secured loan settlement
  • Business loan settlement
One time Loan Settlement

Eligibility Criteria for Loan Settlement


  • Original loan sanction letter issued by the bank
  • EMI payment receipts
  • Correspondence with the bank
  • Documents related to any collateral security
  • EMI rescheduling, payment reminders, default notices
  • Identification proof such as an Aadhaar card, PAN card, voter ID
  • In the case of business loans, company documents like registration certificates, GST registration, bank statements

Documents required for Loan Settlememt


  • Sanction letter
  • EMI schedule
  • EMI payment details
  • Bank correspondence

One Time Loan Settlement

    01 On Boarding

    Our loan settlement agency is for those with an outstanding loan amount of Rs. 20 lakhs or more who face difficulties repaying their dues. Whether it is a personal, business, secured, or unsecured loan – we assess your eligibility and work towards negotiating the best possible settlement with your lender bank.

    02 Consultation with Bank

    We consult and negotiate with bank to settle the outstanding loan amount. Settlement amounts are generally significantly lower than the actual outstanding amounts.

    03 Settle

    On average, we can get loans waived by 30-50% of the original amount through our effective negotiation tactics. The entire settlement process is handled discreetly and takes only 15-30 days in most cases.

    Why Choose Us?

    When you partner with a Loan Settlement agency in India like us, you gain access to various benefits that set us apart.


    Our bank loan settlement agent deeply understands the industry and has a proven track record in negotiating successful settlements.


    We recognize that every financial situation is unique. Our tailored strategies reflect this understanding, optimizing your journey toward financial freedom.

    Stress Reduction

    Let us handle the negotiations and paperwork, relieving you of the stress of managing loans.

    Creditor Communication

    Our skilled negotiators communicate directly with your creditors, simplifying the process and increasing the likelihood of favorable outcomes.

    Long-Term Impact

    Our goal is not just to settle your loans but to equip you with the knowledge and tools needed to make informed financial decisions in the future.


    A loan settlement is an agreement between you and your bank to pay off a portion of the debt and settle for less than the total amount you owe, generally.

    It takes 15-30 days for loan settlement. However, every loan is different and we need to assess each loan to comment on the timeline.

    Yes, if affects your CIBIL. Loan settlement is visible in your CIBIL report and considered negatively by future lenders.

    Yes, if affects your CIBIL and hence effects your credit worthiness. Debt settlement is visible on your CIBIL for seven years and lenders will have access to it.

    Your Path to Financial Freedom Starts Here

    Learn more about how we can help you take control of your financial destiny. Ready to begin? Contact us today for a consultation and take the first step towards a brighter financial future.
    Don’t let loans hold you back. Trust Nix Advisory to pave the way to financial freedom – because your peace of mind is our priority.

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